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Our customers stay with us on average for 5 years
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"Caravan insurance is a crucial aspect of owning a caravan, protecting against theft, fire, natural disasters and even, who knows, a rogue asteroid strike (I'm not joking, you never know when the skies might rain space rocks).
Having the right cover is important for ensuring the safety and security of your caravan and your travels. So, my advice to all you caravan enthusiasts out there is to invest in a good caravan insurance policy and hit the road with peace of mind. After all, it's better to be insured than to be left stranded on the side of the road with a broken down caravan and a "UFO" hovering above!"
- Jon Hatton, UK Caravan Insurance Lead
While caravan insurance is not a legal requirement, it can save you from expensive fixes or replacements. It covers costs from accidents, theft, and weather damage like storms or floods. It also covers public liability if someone gets hurt or their belongings get damaged while you're at a caravan site.
Your car insurance policy doesn't cover caravans. If there's a road accident and your caravan gets damaged, you'll have to pay for its fix or replacement. If the other driver caused the accident, their insurance might cover the damage, but it's not a sure thing.
Caravan insurance takes care of these issues and more, whether your caravan is attached or detached from your car.
The cost of caravan insurance in the UK varies depending on multiple factors. These factors include; the make, value, storage location, type of cover (new for old, market value) and the age and experience of the policyholder. The average cost to insure a touring caravan is £172 per year, however it can range from £80 to £410 or more per year.
Keep in mind that the cheapest caravan insurance quotes may not necessarily be the best quotes in terms of the level of cover provided. It's a good idea to consider the excess, reviews, and the range of policy features as well as the price when comparing quotes.
Based on InsureMy touring quotes data, collected between January 2024 and November 2024, accurate as of November 2024
Try out our user friendly caravan insurance price estimator! Get a quick and easy price estimate for your caravan in just a few simple steps. Follow the instructions below and get your estimate:
The price is an estimate based on quote data collected by InsureMy between Jan 2022 and Mar 2023 for an accurate price please get a caravan insurance quote.
Installing security measures such as trackers can help reduce the risk of theft, potentially reducing the price you pay by up to 20%.
Consider paying your insurance annually instead of monthly. By paying for the entire year upfront, you can avoid paying interest and potentially save money.
By storing your caravan in a secure location such as a CaSSOA site your insurance premium may be reduced by up to 20%.
Compare caravan insurance to make sure you have the right level of cover for your needs. Don't pay for policy features or optional extras that you don't need, but also make sure you have enough cover in the event of a loss.
InsureMy offer discounts to members of caravanning clubs such as The Caravan Club (Caravan and Motorhome Club) and The Camping and Caravanning Club. This could be a way to save up to 7.5% on your insurance premium.
Consider selecting a policy with a higher excess amount. Choosing a higher excess means that you will have to pay more in the event of a claim but it can also reduce your insurance premium.
At InsureMy, we're committed to providing exceptional cover and customer service for your caravan adventures. We're proud to insurer 96,000 caravan insurance customers, including 71,000 touring and 25,000 static caravan owners. With over 25 years of experience, we are experts in the caravan insurance field.
Our comparative panel features more than 20 top-notch caravan insurance products to suit your specific needs. We constantly innovate and improve our offerings using technology and data, ensuring both new and existing customers have the best experience possible.
Our team of over 100 employees includes well-trained insurance advisers specialising in touring and static caravan insurance. We take pride in offering professional yet personalised service to our policyholders. This dedication to customer satisfaction is why many of our policyholders are happy to recommend us to their friends and family.
Choose InsureMy for reliable, comprehensive, and customer-focused insurance.
Our customers stay for an average of 5 years
That’s why over 150,000 people insure with us every year.