Services
Customer Zone
Please enter your 7-digit policy ID to continue
Please enter your 7-digit policy ID to continue
For boat insurance call us on 01608 647400
Compare boat insurance and save with top UK providers. Our comparison tool simplifies the process, ensuring you get the protection you need at the most affordable price. Full cover and third party cover available. Get a quote and buy online today.
Get A Free Quote
In the UK alone, around 690,000
households own a boat
Collisions are the number one cause of insurance claims for boats
We cover over 15 kinds of water crafts for UK boat insurance
Navigating the waters with peace of mind begins with finding the right insurance for your boat. Our comparison engine quotes for many craft types, from yachts and motor boats to sailboats, personal watercraft like jet skis, fishing boats, and even paddleboards. With more than ten comparative prices at your fingertips you'll be able to find an insurance policy that suits your needs. Get a boat insurance quote today.
"Boat insurance is an essential aspect of owning and enjoying your vessel, protecting you from theft, accidents, and unforeseen events. Having the right cover in place is crucial for the safety and security of your boat and your precious time spent on the water. My advice to all boat owners is to invest in a comprehensive insurance policy, so you can navigate with confidence and peace of mind. After all, it's better to be prepared and protected than to find yourself in a difficult situation, wishing you had taken the necessary precautions."
- Stephen Corbett, UK Boat Insurance Lead
While boat insurance is not a legal requirement in the UK, it's highly advisable to have it for several reasons; Many navigation authorities, marinas, and harbours insist on at least third-party insurance to access their waterways and facilities. Without sufficient insurance, you may face limitations in where you can use or moor your boat. Moreover, if an accident occurs or if your boat is damaged or stolen, insurance can provide financial protection and peace of mind.
If you plan to use a powered boat or houseboat on inland waterways, race or charter your boat, keep it in a marina, sail in other countries, or finance your boat purchase, insurance is typically necessary. Boat insurance policies can cover various risks, including third-party liability, fire, theft, accidental damage, and personal accidents. Costs for boat insurance vary depending on factors like your boat's value, its intended use, and your experience as a skipper.
The cost of boat insurance varies widely depending on factors such as the value of your craft, how you intend to use it, where it is moored, and whether you are an experienced skipper. While you could pay less than £50 a year for third-party insurance, a fully comprehensive motorboat policy is likely to cost more than £150 a year. Keep in mind that these figures are only rough estimates, and the actual cost of your boat insurance may differ based on your individual circumstances and the specific cover you choose. To get an accurate quote, it's best to shop around and compare policies from different insurance providers.
Based on InsureMy boat quotes data, collected between January 2022 and January 2023, accurate as of February 2023
Comparing quotes from multiple insurance providers online will help you find a policy that suits your needs and budget.
Maintaining a clean boating history with no claims can lead to lower insurance costs over time.
Installing security measures such as alarms or high-quality locks can result in discounts from some insurers.
Gaining helmsman, skipper, or yachtmaster qualifications can help reduce your premiums, as insurers often view experienced boaters as lower-risk clients.
Keeping your boat in a marina berth or a secure location can sometimes qualify you for a special discount on your insurance premium.
If you only use your boat during certain months, you might qualify for a discount during the off-season when your boat is not in use.
If possible, opt to pay your premium annually rather than in monthly instalments. Many insurers offer discounts for policyholders who pay upfront, and you may also avoid the additional interest charges that can accumulate with monthly payment plans.
If it floats, we cover it! At InsureMy, we know that not every boat needs the same cover, that's why we have our panel of top UK leading brokers to help you get the policy suited for you. Set sail on your new adventure fully covered with a boat insurance online quote today!
Find the best price for you and get covered instantly online
Hassle-free fully comprehensive cover available from our top-rated providers.
Discounts available for all our policies.
We offer thousands of custom options to help you find a policy you'll love.
Our customers stay for an average of 5 years
That’s why over 150,000 people insure with us every year.
