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Insure My Motorhome
At InsureMy we understand your motorhome is a true home from home, so our aim is to help you get the cover that works best for you. Compare quotes from tried and tested motorhome and campervan insurance specialists, all in one place and in less than two minutes. What’s more, we guarantee to find you the lowest price.
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The average cost of a new motorhome
Here’s just a few reasons to choose InsureMy for you can depend on:
With hundreds of custom options to choose from, motorhome insurance can cover almost anything from theft to travelling to Europe in your motorhome. Our panel of specialist providers means that you can find cover for both new and classic motorhomes. While you should always read the small print before you commit to any insurance, here’s an overview of what typically is and isn’t included when you insure with us:
Theft
Accidental damage
Third-party liability
Legal assistance (optional)
EU cover (optional)
UK breakdown cover (optional)
Protected no claims (optional)
PLUS thousands of other options to ensure your motorhome is fully protected
Damage or theft due to poor security
Theft when stored at a location other than what’s specified in your policy
Every day wear and tear
Pest infestation
With InsureMy, you can stay in one place and still shop around. Simply fill out one form to get quotes from our trusted panel of specialist motorhome and campervan insurers. The more you can tell us the better, so it’s helpful to have the following information to hand when you apply:
Yes, motorhome insurance is a legal requirement. You can choose how comprehensive your cover is, but the minimum required is third-party cover, which covers the cost of compensation should you injure another person or damage their vehicle.
Motorhomes and campervans are defined as motor caravans by the DVLA, so need a specialist policy separate to your car insurance.
As motorhomes and campervans can be used for many different things, there are different types of cover to choose from.
Social only motorhome insurance If you use your motorhome or campervan purely for adventures and camping trips, social cover will probably suit you best. Just be aware that it won’t cover you for every day or business-related use.
Commuting and social motorhome insurance As the name suggests, commuting and social motorhome insurance will cover you for both your adventures and everyday use, including commuting to work. However, some insurers may only protect your vehicle to and from a single place of work, or not include business trips, so be sure to read your policy carefully.
Both motorhomes and campervans are vehicles that provide mobile accommodation and transport. Motorhomes are generally larger, with the cab and the living space more distinctly separated. Motorhomes usually contain a kitchen area, shower and toilet facilities. Campervans are usually smaller and more basic – often just a folding bed, cooker, sink and fridge.
Estimate your annual mileage based on how often you use your motorhome. For regular use, multiply weekly travel by 52 weeks; for occasional trips, use tools like Google Maps to calculate the distance of planned trips.
If you have a full UK driving license, you can drive motorhomes up to 3.5 tonnes. For vehicles up to 7.5 tonnes, you'll need to have passed your test before January 1, 1997, or take an additional test if you passed your test after this date.